Identity Theft Protection Services - TrustedID Review

Reviewer: William Wilkie

Rating:

Website Reviewed: TrustedID - Identity Theft Protection service

Over 15 million people become victims of identity theft every year (some sources put that figure as high as 27 million). An identity is stolen every 2 seconds in the United States - the fastest growing crime in the U.S. for the past four years.

Identity Theft Protection Service

With the possibility of you being a victim of Identity Theft becoming more and more likely, what measures can you take to protect yourself and your family? Apart from basic security measures that you can do yourself, if you really want to be safe from Identity Theft, you should consider an Identity Theft Protection service.

One of the best, if not the best, in the industry of Identity Theft Protection services is TrustedID, Inc. Having researched several of these types of services, I want to go into detail by reviewing TrustedID, as they are the leaders in their field and have a good track record.

Click Here to visit the TrustedID website

TrustedID’s Mission

Even if you are doing everything feasible by yourself to protect your identity, you can be better protected with TrustedID. No one offers a more comprehensive, proactive protection that will take your personal data security to the next level. They’re continuously developing new tools and services in order to stay one step ahead of identity thieves. With their On-Call Protection Specialists available to answer any questions or concerns you have, they’re with you every step of the way in managing and protecting all areas of your personal information.

IDFreeze

Their main product is called IDFreeze. It delivers an all-inclusive protection system that helps detect and stop identity theft before it happens, so you don’t have to worry. It is available for both individuals and families, and provides you with over 15 points of proactive protection to keep your identity safe.

Identity theft almost always happens when it is least expected. With IDFreeze, you don’t need to worry about the likelihood that it will happen to you or someone in your family. IDFreeze makes it easy and inexpensive to protect yourself and your family.

IDFreeze is unlike credit monitoring services which only alerts you after there is a problem. IDFreeze helps stop identity theft before it happens and protects you well beyond what credit monitoring can offer. It is also all backed by a $1,000,000 service warranty and On-Call Protection Specialists, so you don’t have to worry.

Here are some of the types of protection that is covered by this Identity Theft Protection service:

Summary of IDFreeze

Surprisingly, IDFreeze is very economical, considering the peace of mind that it will give you. In fact, you may be surprised to learn that it costs a lot less than a dollar a day, and that is for the family plan. Considering the many ways that identity thieves can use your personal information, it is very difficult for an individual to keep themselves safe. But with an Identity Theft Protection Service from TrustedID, you can sleep easily knowing that you are protected as much as is possible.

CreditLock

An optional extra service that TrustedID provides is called CreditLock™. It ensures that your credit report is not available to third parties without your express authorization, providing you the maximum protection available. Note: This enhanced service is only available with an IDFreeze subscription.

Adding CreditLock to your IDFreeze subscription adds an additional layer of protection. It provides the maximum security for your identity by placing a freeze on your credit report.

Once this is in place, the three major credit bureaus, Experian, Equifax, and TransUnion, cannot release your credit report to third parties without your authorization. As creditors won’t grant new credit until they can see your credit report, identity thieves can NOT open new accounts in your name.

The locking and unlocking of your credit is made easy for you. To set up the credit freeze, TrustedID contacts the three national credit bureaus via certified mail, on your behalf.

When you want to open a new account or release your credit report for any reason, just call one of the On-Call Protection specialists. You can lock and unlock your credit reports as often as you’d like.

Just take into account that, because CreditLock prevents the release of your credit report to new lenders, it requires a few days planning to lock and unlock your credit if you are applying for a new credit card or loan.

CreditLock is a one time payment to lock down your credit, which varies depending on which State you live in and your age. It costs between a one time payment of $14.95 and $44.95, which isn’t so bad, but you will have to pay between $9.95 and $39.95 to unfreeze your credit if you want to apply for new credit.

Summary of CreditLock

You should consider this option if you don’t plan to apply for new credit that often. Also, if you have already been a victim of identity theft or your information has been exposed to a third party due to a data breach, then CreditLock will make sure that no one can take out credit in your name.

On the other hand, if you constantly apply for credit, like store credit cards, loans, or if you are planning on taking out a mortgage or a large loan, then CreditLock may not be for you. Although, in the case of a mortgage or a large loan, you can easily add CreditLock protection to your account after the loan application has been approved.

The Better Business Bureau

TrustedId, Inc. started business in October of 2004 and has been a BBB Accredited business since July 2006. TrustedId, Inc. participates in the BBBOnLine Program and has agreed to use special procedures including arbitration, if necessary, to resolve disputes. This means it supports BBB’s services to the public and meets their BBB Accreditation standards. BBB processed a total of 10 complaints about TrustedId, Inc. in the last 36 months, their standard reporting period. Of these 10 complaints, 9 were resolved by TrustedID satisfactorily and 1 was administratively closed by the BBB.

Summary of TrustedID

There BBB rating of “A” is very reassuring – they are not a “A+” yet, just because of the time that they have been in business (5 years). Also, the number of complaints, 10 in 36 months, is very small for a service based business and they have all been attended to.

Out of all the Identity Theft Protection Services, TrustedID has the most comprehensive identity theft protection. They also constantly monitor the new ways that identity thieves operate and develop new services and tools to stay one step ahead of the thieves. They are also lobbying Congress to help lawmakers understand that you, and only you, should determine who sees your personal information and who can gain access to it.

So, if you want to protect yourselves from America’s fastest growing crime, identity theft, take a closer look at what TrustedID can do for you.

Compensation Disclosure: This site receives compensation for referred sales of some or all mentioned products