Archive: October, 2009

If You Are Having Financial Problems Is Avoiding Bankruptcy Possible?

We have all struggled with financial problems at one point in our lives and most of us want to know “is avoiding bankruptcy possible even when we are struggling financially?” Well the short answer to that is yes it is possible; however it may not be easy to do.

Everyone knows that when we struggle with our finances it can easily cause us to become over stressed about the possibility of going into financial ruin. However before you become too stressed there are some things that you should be aware of that may be able to help you get out of the bind that you are in.

At some point in our lives several people face financial problems because they do not make enough money. It seems as though the cost of living continues to rise every time you turn around; however the wage of the average worker continues to stay stagnant. Dealing with finances to ensure that you have enough seems like an everyday chore.

In fact chances are you have come to the internet to find out if “avoiding bankruptcy possible when you are struggling with financial problems” we want to tell you that it is possible. However you are going to have to face the fact and sit down to figure out where you stand financially. This is the only way that you will be able to determine what types of options you have.

There are several people who have come extremely close to filing; but once they took the time to sit down with their finances they were able to avoid bankruptcy. There is always a possible way out if you are just honest with yourself. Bankruptcy is the last path that should be followed if you have looked at all your options; we all can begin taking the necessary steps to avoid bankruptcy.

Be sure to stop by and visit our site below for some great details and information about bankruptcy that everyone can use. You will also find some valuable resources that are geared towards avoiding bankruptcy so you can get back on your feet financially.

5 Tips For Getting Out Of Debt That Have Been Proven To Work! Avoiding Bankruptcy

Quicken Premier 2010

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Quicken Premier 2010
 
Manufacturer: Intuit
Customer Rating:
 
List Price: $89.95
Sale Price: $55.00
Availibility: Usually ships in 1-2 business days
Buy Now
 

Product Description

Quicken Premier 2010 has all of the features of Quicken Deluxe--plus investment management tools to help track your portfolio performance and help maximize your investments.

Provides comprehensive investing and planning tools. Click to enlarge.

Helps you make better buy/sell decisions. Click to enlarge.

Check in anytime to see exactly where your personal finances are for the week, month or year. Click to enlarge.

See your most important info in one place. Click to enlarge.

Getting started is a breeze. Click to enlarge.

Avoid late fees and penalties. Click to enlarge.

Easily manage and grow your investments

Includes all the features and tools of Quicken Deluxe, plus:

  • Organizes your personal finances--and makes portfolio management easier--by bringing your accounts together in one place
  • Helps you choose the right investments to reach your goals
  • Identifies ways to minimize taxes on your investments
  • Upgrading your Quicken? See "What's New in 2010" for the latest features and benefits

Features and Benefits

Provides comprehensive investing and planning tools
Easily track, analyze, and optimize your investment portfolio. You can see changes in assets, liabilities, and net worth with one click: we show how your investments are performing across all your accounts.

Helps you make better buy/sell decisions
We help you identify top-performing investments, so you can make smart decisions on buying or selling. For example, use Morningstar Ratings to compare mutual funds and see which ones best fit your investment management goals.

Shows you how to minimize taxes on your investments
Quicken Premier helps you get the maximum tax benefits on April 15th. It tracks cost basis, estimates capital gains, and exports your data directly to TurboTax for fast and accurate tax preparation.

Watch your savings grow
We make it easy to get on--and stay on--a budget. Set suggested spending limits and savings goals based on the information you enter into Quicken day-by-day.

An intuitive "Spending Planner" summarizes your actual spending and compares it to what you planned to spend for the month. Check your progress at a glance, and quickly see where you have room to spend or need to save more.

We can also help you create customized plans to reduce/eliminate debt--and to save for a house, college, retirement or large purchase.

See where your money's going
We'll show you what you have coming in, going out, and most importantly, what's left over to spend or save. Check in anytime to see exactly where your personal finances are for the week, month or year.

View your accounts all in one place
Organizes your financial information by bringing your accounts together in one place--including banking, credit card, loan, 401(k), and investing accounts. Avoid the hassle of going to multiple websites; now you can see it all with just ONE password. Access over 6,700 banks, brokerages and other financial institutions--including PayPal.2

Never miss a bill
See what bills have already been paid, what's coming up and if you have enough left in your accounts to cover them--all in one convenient place. Set reminders to pay bills on time and instantly check the status of past bills.

Enjoy free support when you buy, install or upgrade Quicken
If you need help purchasing, installing or upgrading your new Quicken personal finance software, free phone support is available. For more information, visit our Help & Support site.

100% Satisfaction Guarantee
If you're not 100% satisfied, return your Quicken Premier 2010 personal finance software with your dated receipt within 60 days of purchase for a refund of the purchase price (return shipping and handling charges not included).

Save money and shop smart
Our free service--Quicken Picks--seeks out the best online coupons and discount offers just for you, on the stuff you care about. You also get cash back on all your purchases, helping you save even more. You can sign up for Quicken Picks anytime within your Quicken software.

Easily import from Microsoft Money
If you've been using Microsoft Money personal finance software, we can help you transfer your valuable financial information to Quicken.4 With our easy-to-use Data Converter tool, you'll be up-and-running with Quicken in practically no time.

What's New in 2010

Already using Quicken? Reasons to upgrade now:

New--See your most important info in one place
The new Quicken home page puts all your most important financial information in one easy-to-understand window, so you can see how you're doing at a glance.

Improved--Find the tools you need, faster
The improved menu and toolbar make it easier to find the tools you need to help organize your personal finances.

New--Getting started is a breeze
It's simpler than ever to put Quicken to work for you--so you can reach your personal finance goals faster. With the new Guided Setup, you just answer a few simple questions; we'll show you how Quicken works, and what to do next. You'll see your total financial picture come into focus even sooner than you expect.

New--Avoid late fees and penalties
We help you avoid overdraft fees and penalties--by showing you how much you'll have left in your account until your next paycheck.

Improved--Check for accuracy
We've made it easier to review your transactions, so you can quickly spot anything that looks inaccurate or out of place. If a transaction requires follow-up, you can flag it with a reminder.

Improved--Get tips from other Quicken users
With Quicken's Live Community, you can get help and advice from other Quicken users without ever leaving Quicken. If you have a question about something specific you're trying to do, just look to Live Community on the right of the Quicken screen for the answer.

Product Details

  • Quicken Premier 2010 has all of the features of Quicken Deluxe, plus investment management tools to help track your portfolio performance and help maximize your investments
  • Organizes your personal finances and makes portfolio management easier by bringing your accounts together in one place
  • Helps you choose the right investments to reach your goals; identifies ways to minimize taxes on your investments
  • Shows where you're spending and helps you see where to save
  • Helps you stay on top of bills and avoid late fees with alerts on upcoming payments

Video Reviews

No video reviews found for this product.

Customer Reviews

Quicken 07 Deluxe to Quicken 10 Premier upgrade: flawless
 
Review Date: January 21, 2010
Reviewer: R. Lockmiller, Fair Oaks, CA United States
I've been a Quicken user since 1991 and have upgraded every few years for new features and/or required upgrades for changes in operating systems. I was worried about the integrity of my data when I read some of these reviews, but my worries were unfounded. I backed up all of my Quicken data files to an external hard drive, then from the time I inserted the Quicken 2010 Premier DVD into my computer until the time program started was less than 15 minutes. During that time, Quicken 07 Deluxe was removed, Quicken 10 Premier installed and updated itself, and about 110,000 transactions were converted into the new format - that's 19 years worth of data including all accounts, investments, mutual fund updates - the works.

I like the new home page, which is only subtly different from Quicken 07. There are now some customizable tabs at the top which you can click to rapidly get to other views. All of my old reports were accurately retained, and it looks like there are some new overview reports I can elect to place on overview pages.

I do not download information directly from banks or brokerages since I'm very reluctant to give my secure passwords to any program, so I can't comment on the ability of this program (or Quicken 07, for that matter) to download information from financial institutions.

Overall, I'm very happy with my purchase, which works perfectly on Windows 7 Home Premium 32 bit.
Flawless upgrade from Quicken Premier 2007
 
Review Date: April 19, 2010
Reviewer: the bear, Mesa, AZ
I feel it is important for reviewers to outline the operating system, and other important information as it is difficult to know when people have problems what their configuration is. I am running windows XP, service pack 2, and have installed all the MS security updates.

I will avoid repeating what others have said other than the conversion went basically flawless. That is why i gave a rating of 5 stars. I have a Dell laptop that i initially updated to Qucken premier 2010 to make sure there were no problems and made backup CD's and then restored them to the laptop before converting my desktop to 2010. All went well with the backup and restore to the laptop. I have a desktop dell machine that is 5 years old that I mainly run quicken on, the laptop is my backup pc.

All went well with the upgrade with no problems that i can see both on the laptop and desktop. I checked my account totals, reports, and they all matched up with what I had on quicken 2007. Keep in mind that I also agree that year to year changes are minor and did not upgrade to 2010 until the last minute as my quicken 2007 support will end next month (no more online updates). The on line account download for my visa account also went well along will all the other online accounts (about 6). All the accounts updated without any problems.

When restoring from a backup of 2010 that i made on my laptop to the desktop dell, I did find some confusing issues. I had a difficult time getting the quicken file (only one now with 2010) from my backup CD to the quicken directory on the desktop. The program asks you where you want the file restored to. I said the qucken directory. When i selected that directory a bunch of old qdf files popped up to select from but not the most current 2010 file I had on the backup CD that I backed up from quicken 2010 was not listed.

I use quicken mainly for updating by checking account and visa accounts and do not use a lot of the other functionality of the program, so i maybe use only 10% of the program functionality.

I will provide an update if I run into any significant problems but so far it has been perfect. I had no reason to upgrade other than the 3 year sunset rule quicken has for support which really means the online download will not work anymore if you do not upgrade.

After an hour or so I do no see any significant changes from Premier 2007 in 3 years other than some things have been shifted around and there are some new information screens. I would not upgrade unless your 3 year time period is running out.

I would also recommend testing the upgrade on a similar pc is you use more than one PC before you delete your old version of quicken.

Save your money and wait as long as you can before upgrading and when you do upgrade to a new version wait at least 9 months for the bugs to get fixed.

UPDATE: It has been a couple of weeks now since installing Quicken and all is going well with no major issues. I have found that the Live Community Help is outstanding. Type in a question and it usually has been answered. Their search feature is very good as your question brings up very relevant answers to your problems. I use Quicken 95% of the time for managing my Visa and bank accounts and doing budget reports. Everything has worked almost flawlessly including reconciling bank accounts, backups and transaction downloads and reports.

There were a couple of quirky things that I needed help on: 1) Future bills would not show up in my register; 2) Preferences would not stay saved after restarting Quicken; 3) Quicken would not start on my bank account. All the problems were solved through live community as people already found the answer for them. I just needed to use classic view and change a couple of preference settings.

There is one quirky problem. When you backup the backup file name is limited to 31 characters. When i rename the backupfile the some of the preferences revert back to the default values after I get the file name too long error message. I like to have my checking account show up as the home page. With 2010 you need to use the classic view. The backup issued caused my home page to go to the quicken default. Also my billminder is shown on my accounts as a prefence and goes away also. It takes a few minutes to restore the preferences that were lost once you know what to do.
Quicken Premier 2010 review
 
Review Date: December 8, 2009
Reviewer: J. Kremer,
After obtaining the software, I loaded it without any problems (including a backup of my current Quicken information) and without unloading my Quicken Premier 2009. Following the instructions, the software automatically updated to the latest available revision.
upgraded from Quicken 2007
 
Review Date: January 14, 2010
Reviewer: T. Walker,
I was apprehensive about upgrading, but Quicken 2007 will no longer be supported in a few months. I love the new version--very intuitive, gives clear financial data which helps control spending better.
Switched from Microsoft Money
 
Review Date: May 3, 2010
Reviewer: Michael A. Ritucci, Waterbury, CT
I felt I had little choice but to switch from Microsoft Money (after ten years)... find Quicken to be similar enough to make the transition with little difficulty.... naturally the screen formats are different ( a little more "busy" than Money) and that takes a little time to get use to them. The transfer of data info from Money to Quicken went without any issues, and I decided to continue to update Money and compare it to Quicken to be sure I have a good "handle" on what I am doing in Quicken...I am very satisfied with the move to Quicken, and I recommend it.

Teaching Dollars & Sense at KU

William E. Lewis, distinguished lecturer in finance at KU, teaches a personal finance course that addresses fiscal topics traditionally tied to college life — budgeting, paying bills, renting an apartment — but also helps students prepare for tasks that lie ahead — saving for retirement, investing in the stock market, buying a home.

For more about the class, visit:
http://features.ku.edu/finance/

Duration : 0:3:10

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The Value Of The American Platinum Eagle Coin

The American Platinum Eagle coins are some of the most important coins in the United States American Eagle Coin Program. They are 99.95% pure platinum and they have the highest value of any American coin ever minted. The United States Mint first released this coin in 1997.

Each Eagle consists of raw platinum minted only from the United States, adding a sense of pride to the ownership of these beautiful coins. The Platinum Eagle coins can be found in 3 different sizes. Their price will depend of the size.

American Platinum coins are unique to the American Eagle coin program because of the differing designs that are created each year for the reverse. These images change each year, and collectors are very interested to have all the models of the Eagle coins.

The individual retirement account is where you can place the Platinum Eagle coins for long term growth. Keep in mind that collectibles coins cannot be held in such an account. If you wish to invest in the platinum coins you should prepare for the proof version of the largest coin with a $100 face value to run over three-thousand dollars. The smaller ones will of course be much less, as the 50$ and $10 version are more affordable for beginners.

If you are considering the purchase of a Platinum Eagle coin, you should fist get all the information you can find. You can find information about the platinum coins on the internet. For example you should note that the United States Securities considers that the platinum coin will maintain a value that is consistent with it’s platinum content.

The Congress authorized in 1996 the American Eagle coin. This is also known as the first platinum investment coin of the United States. This is the reason why many coin experts are seeking out these coins themselves. Platinum Eagles continue to show promise as long term profitable investments.

On the front side you will be able to see the image of the Statue of Liberty. This design was the work of John M. Mercanti. He is also the designer of the Silver Eagle.

On the observe side of the coin you will see the inscriptions ”Liberty”, ”E Pluribus Unum” and ”In God We Trust, near these inscriptions it’s the date. On the back side of the coin it’s written ”United States of America”, and ”. 9995 Platinum”, . The reverse includes also an image with bad eagle flying against the sun.

The smartest thing you can do for you and your family is to make some good investments for the future. This is why you should think about adding physical platinum to your portfolio. Precious metals have traditionally safe investment because platinum will always be in high demand as a commodity. Thinking about your future will also assure the financial safety of you and your loved ones. Because Platinum Eagles can be contributed to your retirement savings account you will find a great deal of satisfaction in knowing that you have taken a large step into safeguarding your financial future.

To find further information on American Platinum Eagles, please check out Roger Denton’s other articles on Platinum Eagle Proof Coins and more platinum bullion.

Personal Bankruptcy Will Get You Relief To All That Debt

Some people are in financial trouble. The creditors will not stop calling you. Your debts are piling up. You are at the end of your rope. You are in a panic. What to do now. Should I file for personal bankruptcy?

The benefits of filing for personal bankruptcy will allow you to re-establish and get good credit again. Getting a discharge when filing bankruptcy can end the harassment and marital stress. Personal bankruptcy will put a stop to all creditors, garnishments, foreclosure, evictions, etc. Filing for bankruptcy can also protect some of your property so it will not be taken over by your creditors.

Now of course, there is a flip side to everything. Some reasons in not to file bankruptcy and the disadvantages are, if you really do not have large debts, then why file. If you have property that is already exempt, then why file. If you have any assets that are way over the exemption limits, this will be turned over the bankruptcy trustee and sold to pay off your creditors. Look into this extremely well and consult with a lawyer before your filing. You have to also remember that a bankruptcy filing can stay on your credit report for 10 years. Sometimes filing for bankruptcy may not work in your favor. You might loose property or you may have some major debt that will not be discharge for one reason or another. Consult with a lawyer first before filing bankruptcy to see if this going to be worth it or not.

If you do decide to file for personal bankruptcy, this will be a very important decision you will have to make. Finding a good lawyer to guide you through this will be best. You should get guidance and have your questions answered before deciding to file for personal bankruptcy. Make sure to keep and get your records in order without making any mistakes or errors. Make sure you find a lawyer that you are comfortable with and one that has your best interest at heart.

Look to your employer to see if their is some kind of employee assistance program available. Their are also some public funded legal services available that do not charge attorney fees for personal bankruptcy. Do your search on this.

Make sure you list all of your creditors. If you forget to list any creditors, then the ones you did not list can still come after you to pay up even after filing bankruptcy. Anyone and everyone you co-signed with or if they have co-signed with you, make sure these debts are listed on your list of debts.

There has been many changes in the law when it comes to filing bankruptcy. It has been made harder for individuals to file under Chapter 7. Filing Chapter 7 is alot easier in clearing your debt in order to get a fresh start. The system has made it harder to file Chapter 7. You may end up having to file Chapter 13 because this chapter will require you to repay at least half of your debt. And the law wants it this way. Do your research very well when it comes to filing and make sure you talk to a good lawyer about this.

At the end of your filing usually 3 months after, you will be able to start a new credit profile. Just make sure you do not come in contact with your old creditors. They could get you to sign a reaffirmation of your old debt that has already been discharged when you first filed bankruptcy. Be careful and always read everything thoroughly.

You will soon have to make the decision to take some kind of action. Before you decide to file, maybe you should look into getting help from a local financial counseling program.You can also look into finding a experienced credit counselor who is experienced in negotiating with creditors. You have some credit counselors out there who are very good at this. Do your research in finding these kind excellent credit counselors and who they are. Investigate their services and their credentials .Consider also contacting the Better Business Bureau by calling or going online.

Filing for bankruptcy which is provided for in the Constitution is your right under the law. It is intended to provide a fresh start for a individual. Big corporations and celebrities file for bankruptcy all the time. Your lawyer should not be too busy to meet with you to discuss your options here. Get consultation from a lawyer so you will be more equip to make that final decision of whether file for personal bankruptcy or not.

Carmen VJ
http://www.articlesbase.com/finance-articles/personal-bankruptcy-will-get-you-relief-to-all-that-debt-79206.html

QuickBooks Pro 2009 [OLD VERSION]

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QuickBooks Pro 2009 [OLD VERSION]
 
Manufacturer: Intuit
Customer Rating:
 
List Price: $199.95
Sale Price: $134.11
Availibility: Usually ships in 24 hours
Free Shipping Available
Buy Now
 

Product Description

Small business accounting software that makes accounting easy with tools to organize your finances all in one place.

Track sales & expenses. Click to enlarge.

Reduce data entry by downloading your bank & credit card transactions into QuickBooks. Click to enlarge.

Create purchase orders. Click to enlarge.

Generate reports with one click to see how your business is doing. Click to enlarge.

Track employee time and expenses. Click to enlarge.

Key Features

Track financial information in one place

Track sales & expenses
Get rid of the piles of paperwork. Easily enter customer payments & bills from vendors. Since QuickBooks organizes everything in one place, you'll be able to access all past payments & bills for each customer and vendor with just a few clicks.

Pay bills & print checks
Easily create and print checks. Aggregate all your checks to be paid and print them in one batch. QuickBooks will keep track of each check so you can keep tabs on where your money is going.

Create & e-mail invoices
Use the data you already have in QuickBooks--such as customer contact info & products/services--to make creating invoiced a snap. Choose from pre-designed QuickBooks templates or customize the layout yourself.

Organize data on customers, vendors, and employees all in one place
No more hunting through piles of files or trying to remember where you stashed that important paper. QuickBooks organizes all your important small business information in one place, giving you easy access to a complete picture of your business.

Import data from Excel, Quicken/ Quicken for Mac, and Microsoft Office Accounting
Get up and running fast by importing data from the tool you use to track your finances now. However little or much data you currently have, you won't have to start over from scratch.

Save time & be more efficient

Reduce data entry by downloading your bank & credit card transactions into QuickBooks
Save time and avoid data entry errors. Instead of typing in your bank and credit card transactions, download them securely from over 3000 participating financial institutions and easily import them into QuickBooks.

Enter bills and set due-date reminders
QuickBooks helps you ensure you pay your bills on time. Record bills as they come and set a reminder to make sure you pay before the due date.

Export data into Excel
Export data from QuickBooks reports to Excel spreadsheets so that you can do more complex analysis or graphing in Excel.

Track international sales & expenses with multiple currency support
QuickBooks supports all global currencies and does all the currency calculations for you. You can even download exchange rates or do wire transfers from right in QuickBooks.

Manage products & inventory

Create purchase orders
You can create purchase orders in seconds by selecting from vendors and inventory already in your QuickBooks. When you get the inventory in-house and record it in QuickBooks, QuickBooks will remember you have an open purchase order and automatically match the PO to the inventory bill.

Track inventory
Easily track your inventory to avoid overbuying and backorders. Indicate re-order points for each inventory good and turn on reminders to automatically let you know when its time to reorder.

Advanced Tools to track raw & finished goods
QuickBooks Premier and Enterprise Solutions help you address your more complex inventory & product management needs including: tracking both raw materials & finished goods, adjusting inventory as you creating bills of material (BOMs), and receiving inventory in one unit of measure and selling in another.

Monitor performance & gain insights

Generate reports with one click to see how your business is doing
Get pre-designed, customizable business reports to gain insights into your business. See all available reports in one screen to easily choose the right one. Drill down with one click to see the detail behind the numbers. Export any report to Excel--your QuickBooks formatting and formulas go with it. Access industry-specific reports In QuickBooks Premier and Enterprise Solutions.

Create budgets to keep your business on track
Create a working budget automatically, based on your recent spending history. Adjust figures individually or across line items. The spreadsheet-style format makes it easy to see the results of your changes. Refer back to the budget to see how your actual spending compares to your original budget.

Get a real-time snapshot of your business, in one central location with the Company Snapshot
Stay on top of your business- see who owes you money, who you owe money to, important reminders, and income/expense performance, all in one centralized location

Easily create a business plan; Forecast sales and expenses
Build a professional business plan quickly by answering step-by-step questions. QuickBooks fills in the numbers based on your QuickBooks data. You can export the projections to Excel for further analysis or save it as a PDF file. Click a button to create a forecast of income and expenses for the coming year, based on your existing QuickBooks data. Increase or decrease line items by any percentage to adjust for future changes.

Manage Employees

Manage payroll & payroll taxes; offer Direct Deposit (paid subscription required)
Intuit QuickBooks Payroll Services, QuickBooks Payroll for Mac powered by PayCycle, and Payroll for QuickBooks Online save you time by eliminating steps and giving you the tools to get your payroll done right.

Automatically populate and print 1099s for independent contractors and federal filing
Create and print 1099 tax forms for you and your independent contractors.

Track customer information and related transactions. Click to enlarge.

Work simultaneously with other QuickBooks users on your company file. Click to enlarge.

Ask questions and get answers from experts and other small businesses like you, through Live Community, right in QuickBooks. Click to enlarge.

Track time & billing

Track employee time and expenses
Track time by employee, service, and customer with timesheets in QuickBooks. When you select a client to bill, QuickBooks automatically reminds you of unbilled time and expenses for that client.

Assign different billing rates for different types of employees
QuickBooks provides the flexibility of setting different billing rates by employee and service type. You can set a fixed hourly rate for each employee or create custom hourly rates by service.

Allow employees to enter billable & non-billable time online, from anywhere with an internet connection
Time tracking is automatically included with QuickBooks Online Plus. Time Tracker for QuickBooks Pro and Premier, an optional subscription service, is the fastest, easiest way to collect and record billable and non-billable hours into QuickBooks Pro and Premier for accurate invoicing, payroll and reporting purposes. No more paperwork! Employees or contractors only need an internet connection to submit billable hours Download timesheets right into QuickBooks with one click.

Attract Customers & Manage Customer Relationships

Track customer information and related transactions
Keep customer contact and transaction information in QuicKBooks, so you can follow up on past-due accounts and answer customer requests faster. See contact information and complete transaction history for any customer.

Accept credit card payments right in QuickBooks
Process credit card approvals right in your QuickBooks software. If you use Intuit QuickBooks Merchant Services, the data is automatically recorded in QuickBooks when you make a sale. And, it has no teaser rates, no hidden fees, no cancellation fees, and no long-term contracts.

Easily create a professional website with customizable templates and drag-and-drop tools.
Save time with easy-to-use website creation tools including customizable templates, one-click publishing, and website hosting. Everything is included to get your site live within minutes. Point-and-click, drag-and-drop tools. Know how well your site is doing with website tracking and statistics.

Create & customize professional-looking invoices and other forms with advanced customization tools
Create professional-looking forms by choosing from more than 100 expertly designed forms, including invoices & sales receipts. You can also customize the templates by adding your company logo and tag line to present your business uniquely to your customers.

Create sales orders & track back orders
QuickBooks helps you and your customer keep track of backordered items. Invoices, sales orders, and other sales forms show which items have been invoiced, which items have been backordered, and the quantities backordered.

Set price levels
QuickBooks Premier and Enterprise Solutions help you address your more complex pricing needs such as customize prices for different groups of customers or jobs (i.e. corporate, loyal, high-volume, etc.) with more price levels (up to 100).

Multiple Users & Multiple Locations

Work simultaneously with other QuickBooks users on your company file
Multiple-user functionality enables more than one person to work on a company file at the same time, increasing collaboration and productivity. It ensures that all users are working on the most up-to-date data.

Set individual access levels for each user
Restrict access for other users to only certain parts of your QuickBooks data so that employees only see the data they need to get their work done. For QuickBooks Pro and Premier, you can restrict access to 9 broad categories. QuickBooks Online Plus and Enterprise Solutions restrict access on a more detailed level to specific tasks and information. Customize each user's access level to view-only, create, modify, delete, print or any combination thereof for Enterprise Solutions.

Real time remote multi-location access service included
Access your QuickBooks data remotely. Remote access is automatically built into your QuickBooks Online subscription, so there's no need to send files back and forth. For QuickBooks Pro and Premier, get up to 1 year free access to your QuickBooks data through WebEx. You can use Windows Terminal Services with Enterprise Solutions to allow password-protected access by authorized users.

Support for your product & data
Ask questions and get answers from experts and other small businesses like you, through Live Community, right in QuickBooks Ask a Question: Ask QuickBooks users like you for help on anything from how to use QuickBooks to how to grow your business. Chances are, someone else has had the same question you do. Discover Answers: See what others are talking about. You will be able to see Questions & Answers relevant to what you're looking for, so you can find your answer right away. Help Others: Give advice and share your own knowledge of QuickBooks.

Get set up and running quickly. Click to enlarge.

Step by step coaching for new users. Click to enlarge.

Learn QuickBooks quickly with built-in tutorials. Click to enlarge.

Find answers fast. Click to enlarge.

Get set up and running quickly. Click to enlarge.

Industry Specific Features

Create customizable reports designed for your industry
Access over 150 industry-specific reports In QuickBooks Premier and Enterprise Solutions such as:

  • Profitability by Product for manufacturing and wholesale businesses
  • Job/ Project Costs for professional services firms & contracting businesses
  • Donor Contribution Summary for nonprofit organizations
  • Sales Tax Liability for retail businesses

Easily Get Started

Import Data from Excel
Excel templates make it easy for you to import your existing customers, vendors, or product information into QuickBooks. You can also assign each column in your existing Excel spreadsheet to a corresponding QuickBooks column. Save these settings to use again the next time you want to pull in data. You can even preview your data before you transfer it.

Import Data from Quicken, Peachtree, and Microsoft Office Accounting
Access the Quicken conversion tool in QuickBooks to convert your data from Quicken 1998 through 2007. If you are currently running your business using Peachtree 2001-2008, Microsoft Small Business Accounting 2006, and Microsoft Office Accounting/Office Accounting Express, you can also easily convert your data into QuickBooks 2009.

Get Set Up and Running Quickly
Answer a few basic questions, and get a customized setup you can change at any time.

Step-by-step Coaching for New Users to Help you Learn QuickBooks Faster
Get up to speed on QuickBooks easily. The QuickBooks Coach guides you step by step, so you can learn how to use QuickBooks features faster and explore QuickBooks as you enter your data.

Learn QuickBooks Quickly with Built-in Tutorials
Learn QuickBooks skills as you need them--in your own time, at your own pace. The built-in Learning Center offers short tutorials on basic and advanced features to help you get the most out of QuickBooks.

Upgrade your QuickBooks Effortlessly
Easily transfer your existing data file into QuickBooks 2009. Your company file and preferences will transfer automatically. In just a few steps, you can start working in QuickBooks using your information, including customer lists, vendor lists, balances, and inventory lists.

Get Help When You Need It

Find Answers Fast
Help functionality allows you to find the information you need quickly and easily. You'll find answers to most questions in QuickBooks in-product, onscreen Help. Type a question, choose from a list of topics, or search by keyword.

Connect with Other QuickBooks Users and Experts to Get Help and Share Ideas
Connect with a vibrant community of QuickBooks users, QuickBooks experts, accountants, and Intuit employees. Instant access to a wealth of questions and answers to assist with QuickBooks and small business problems.

QuickBooks Pro Reports

With QuickBooks reports, you'll always know where your business stands. See who owes you money and how much. Find out who your best customers are and what they're buying. Learn where your business is profitable and where you're losing money. You can also customize report templates to best meet your needs.
  • Profit & Loss Standard
    How much money did my company make or lose over a specific period of time?

  • Inventory Stock Status by Vendor
    What is the detailed information about each inventory item, organized by vendor?

  • Purchases by Item Summary
    For each item or service, how many has my company bought, and what is the total amount spent?

  • A/P Aging Detail
    Which bills are due and overdue?

  • Profit & Loss Budget Performance
    How do the actual income and expenses compare to what has been budgeted for the current month and year?

  • Statement of Cash Flows
    What was the cash inflow (from profit and additional cash received) and cash outflow (cash spent) during a specific period of time?

  • Income Tax Detail
    What transactions make up each amount on my company's income tax forms?

Product Details

  • Complete tasks like paying employees, invoicing, bill tracking and check-writing
  • Track sales and expenses, and easily share this data in Word and Excel
  • Stay on top of your business by seeing who owes you money or which bills are coming due
  • Quickly create your own professional-looking custom forms
  • Over 100 included templates for reporting

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Customer Reviews

Car Buying Guide : Auto Loans For People With Bad Credit

Should you be dependent on financing from a bank or credit union for the purchasing of a new or used vehicle, you may find yourself disappointed.

Although you can obtain an auto loan with a bad credit history, your choice of lenders will be limited. This is completely understandable given the circumstances.

Even if a car dealership approves your application, with a bad credit history you will likely be charged a significant amount of interest for the duration of the loan period as a result of the risk that they are taking on you.

It’s not all doom and gloom though, with a little perseverance you should still be able to secure an auto loan in spite of your previous financial mistakes.

Auto loans for people with bad credit need not be a bad experience though. There a number of things you can do to try and secure the best deal possible, not least applying for an auto loan with the right lenders for you based on your personal circumstances.

Do your homework, do the math and know your limitations. It is unfortunate that you have a bad credit rating, don’t make it worse by taking on a loan you cannot afford.

Accept what the figures tell you then look for a car and the auto loan that fits in with your budget. Be firm with yourself and do not be tempted to upgrade and get a better model.

We all would love to buy the best car in the lot but for most of us that is not possible. Accept your current situation and look at vehicles that are within your budget and price range.

Ultimately, there’s no point in buying a car that you will lose in a few months or a years time because you have failed to keep up with the payments for it.

If you have any worries or concerns about applying for an auto loan, then you should contact a Kansas City auto loan expert by clicking here : Kansas City Local Dealership. Alternatively, if you live in Kansas City, you may wish to contact someone that specializes in auto loans for people with bad credit in Kansas City.

Personal Loans for People with Bad Credit in Australia?

Are there companies out there who help people who have had bad credit in the past get personal loans in Australia?

Such as Ex-Bankrupts and/or paid and unpaid defaults?

There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to.

And getting a card after you’ve had a few problems doesn’t necessarily mean that you have a higher than normal rate. Like I said, you’ll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you’ll be fine.

You can find some offers for credit cards, both secured and unsecured here:

http://www.axalda.info/bad-credit-cards.html

Inside Look: The Great Repression

A Turning Point in Financial History/When Financial Innovation Backfires – Interview with Harvard and Oxford Professor Niall Ferguson, Author of “The Ascent of Money”: Government Spending on Crisis is Much Like WWII Spending; There Will Always Be Financia

Duration : 0:12:22

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Quicken Deluxe 2010

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Quicken Deluxe 2010
 
Manufacturer: Intuit
Customer Rating:
 
List Price: $59.95
Sale Price: $39.99
Availibility: Usually ships in 24 hours
Free Shipping Available
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Product Description

Quicken Deluxe 2010 gives you money management and budgeting tools to help you watch your spending and increase your savings.

An intuitive "Spending Planner" summarizes your actual spending and compares it to what you planned to spend for the month. Click to enlarge.

See your full financial picture at a glance. Click to enlarge.

Getting started is a breeze. Click to enlarge.

Avoid late fees and penalties. Click to enlarge.

Get help and advice from other Quicken users without ever leaving Quicken. Click to enlarge.

Set personal finance goals and save more

  • Shows where you're spending and helps you see where to save
  • Brings your accounts together all in one place and helps you set budgeting and savings goals
  • Helps you stay on top of bills and avoid late fees with alerts on upcoming payments
  • Upgrading your Quicken? See "What's New in 2010" for the latest features and benefits

Features and Benefits

Watch your savings grow
We make it easy to get on--and stay on--a budget. Set suggested spending limits and savings goals based on the information you enter into Quicken day-by-day.

An intuitive "Spending Planner" summarizes your actual spending and compares it to what you planned to spend for the month. Check your progress at a glance, and quickly see where you have room to spend or need to save more.

Quicken Deluxe can also help you create customized plans to reduce/eliminate debt--and to save for a house, college, retirement or large purchase.

See where your money's going
Quicken Deluxe shows you what you have coming in, going out, and most importantly, what's left over to spend or save. Check in anytime to see exactly where your personal finances are for the week, month or year.

View your accounts all in one place
Organizes your finances by bringing your online accounts together--including checking, savings and credit cards. Avoid the hassle of going to multiple websites. Now you can see it all in one place with just ONE password. Access over 6,700 banks, brokerages and other financial institutions--including PayPal.

Never miss a bill
See what bills have already been paid, what's coming up, and if you have enough left in your accounts to cover them--all in one convenient place. Set reminders to pay bills on time and instantly check the status of past bills.

Simplify taxes with TurboTax
Quicken Starter Edition pairs perfectly with TurboTax to save you time. Easily export your data directly to TurboTax for fast and accurate tax preparation.

Enjoy free support when you buy, install or upgrade Quicken
If you need help purchasing, installing or upgrading your new Quicken personal finance software, free phone support is available. For more information, visit our Help & Support site.

100% Satisfaction Guarantee
If you're not 100% satisfied, return your Quicken Deluxe 2010 personal finance software with your dated receipt within 60 days of purchase for a refund of the purchase price (return shipping and handling charges not included).

Save money and shop smart
Our free service--Quicken Picks--seeks out the best online coupons and discount offers just for you, on the stuff you care about. You also get cash back on all your purchases, helping you save even more. You can sign up for Quicken Picks anytime within your Quicken software.

Easily import from Microsoft Money
If you've been using Microsoft Money personal finance software, we can help you transfer your valuable financial information to Quicken.4 With our easy-to-use Data Converter tool, you'll be up-and-running with Quicken in practically no time.

What's New in 2010

Already using Quicken? Reasons to upgrade now:

New--See your most important info in one place
The new Quicken home page puts all your most important financial information in one easy-to-understand window, so you can see how you're doing at a glance.

Improved--Find the tools you need, faster
The improved menu and toolbar make it easier to find the tools you need to help organize your personal finances.

New--Getting started is a breeze
It's simpler than ever to put Quicken to work for you--so you can reach your personal finance goals faster. With the new Guided Setup, you just answer a few simple questions; we'll show you how Quicken works, and what to do next. You'll see your total financial picture come into focus even sooner than you expect.

New--Avoid late fees and penalties
We help you avoid overdraft fees and penalties--by showing you how much you'll have left in your account until your next paycheck.

Improved--Check for accuracy
We've made it easier to review your transactions, so you can quickly spot anything that looks inaccurate or out of place. If a transaction requires follow-up, you can flag it with a reminder.

Improved--Get tips from other Quicken users
With Quicken's Live Community, you can get help and advice from other Quicken users without ever leaving Quicken. If you have a question about something specific you're trying to do, just look to Live Community on the right of the Quicken screen for the answer.

Product Details

  • Quicken Deluxe 2010 helps you set personal finance goals and save more
  • Brings your accounts together all in one place and helps you set budgeting and savings goals
  • Helps you stay on top of bills and avoid late fees with alerts on upcoming payments
  • Check in anytime to see exactly where your personal finances are for the week, month or year
  • Easily export your data directly to TurboTax for fast and accurate tax preparation

Video Reviews

No video reviews found for this product.

Customer Reviews